A certificate of title template is a legal document issued by the state or local government identifies the owner of personal or real assets and also often listing any hindrances on the property. These certificates also provide documentary proof of the right of owner. It shows the recorded liens, mortgages and any other claims against the property. A certificate of title is important for one basic reason that it provides you a legal right to the property. Without title document you have no legal support for owing the property and are at the kindness of the lender who is on the document of title.

Generally the certificate of title applies to homes or vehicles but also can apply to the business buildings or anything else that is physical and has a loan against it. These are issued by the designated state agency to identify the owner of the vehicle. For example, the title document of vehicle is issued by the state in which it is registered, that explains the vehicle by the type or engine number also the name, address of the register owner and the financial institution that lent money for to buy the vehicle. Any liens or outstanding loans are also identified on the certificate of title.